Residential Investment Real Estate Loans

Residential Investment Real Estate Loans

Residential Investment Real Estate Loan Options

Fix & Flip

  • 12 month term
  • Rates starting at 7.49%
  • Up to 90% of Purchase Price + 100% Rehab Costs
  • $50k-$2M Loans
  • 620 Minimum Fico
  • No Pre-Payment Penalty
  • Interest Only Payments
  • Cut Sheet

Short-Term Rental

  • 24 Month Loan + 12 Month Extension
  • Rates Starting at 7.49%
  • Up to 80% of the As-is Value or Up to 80% LTC
  • Purchase, Refinance, Cash-Out
  • 620 Minimum FICO
  • No Termination Fee
  • $50k-$2M Loans
  • Cut Sheet

Long-Term Rental

  • 30 Year Loan
  • Rates as low as 3.49%
  • Up to 80% of the As-is Value or Up to 80% LTC
  • $50k-$2M Loans
  • Prepays Adjustable Up to 5 Years
  • Fully Amortized
  • 620 Minimum FICO
  • Cut Sheet

Short-Term Multi-Family

  • 18 Month Loan
  • Rates Starting at 7.49%
  • Up to 75% of As-Is Value
  • $250K-$5M Loans
  • Purchase, Refinance, Cash-Out
  • Up to 80% of Purchase Price + Rehab Costs
  • 620 Minimum FICO
  • Cut Sheet

Long-Term Multi-Family

  • 30 Year Loan
  • Rates as low as 4.50%
  • Up to 80% of the As-Is Value or Up to 80% LTC
  • $250k-$3M Loans
  • 3,5,7 & 10 Year Prepay Options Available
  • Amortization Options Available
  • 680 Minimum FICO
  • Cut Sheet

Commercial property investors often need a speedy and reliable source of funds, free from red tape and other factors that can delay the receipt of those funds. SwellFi offers multiple financing solutions to help guarantee that your next fix and flip project goes quickly and smoothly.

Loans

One way to secure fix and flip financing is through a traditional loan. Take out a loan and receive benefits such as:

  • Fast closing, usually within 10-17 days
  • Cash value up to the full cost of any needed renovations and 85% of property purchases
  • Amounts between $60,000 and $10 million
  • Terms up to two years

Lines of Credit

Lines of credit differ from loans in that they work more like credit cards. Lines of credit come with the advantages of:

  • Fast closing in 18 days or under
  • Cash value up to 95% of the cost for any needed renovations and 90% of property purchases
  • The ability to be used for many properties, from one to over 500
  • Terms up to two years

If you need fix and flip financing for renovating, purchasing, or other expenses, contact us today to get started.